# 2. The Problems * **Digital Assets Inheritance Complexities (A Growing concern)** The cryptocurrency market lacks a robust solution for digital asset inheritance, posing a significant risk to users’ assets upon unforeseen circumstances. Existing solutions fail to address security concerns and seamless transfer of assets to designated beneficiaries as more individuals hold significant wealth in cryptocurrencies. * **Limited User Engagement and Rewards**: Users are not sufficiently incentivized to engage with platforms. * **Inefficient Fee Management**: High and non-transparent fees deter users. * **Lack of AI-Optimization**: Trading platforms do not leverage AI to optimize trading and portfolio management. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://roybits.gitbook.io/whitepaper/roybits-white-paper/2.-the-problems.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.